Backyard Grilling Safety

The onset of a New York summer brings with it many things - vacations and travel time, weddings, jet skis and boating...  whatever perks the season may bring your way, it's important to remember the accompanying insurance risks that come with it.
There are dozens of risk exposures associated with some of our beloved summer pastimes and we have discussed many of them in this blog and on our Facebook page, but one of the most common and frequently overlooked is an American favorite and my favorite -barbeque.

Motorcycle Safety Courses

Taking a motorcycle safety course can help you be a more confident rider and prepare you for what to do to protect yourself in an accident.Often people take automobile defensive driving courses to brush up on their driving skills or get a discount on their car insurance, but taking a motorcycle safety course will not only give you an insurance discount, it can teach cyclers important steps to save their lives and the lives of their passengers in the event of a motorcycle accident.

Taking a motorcycle safety course can not only make you a better rider, but you might also get a discount on your insurance. Find courses here: Course Locator

Obviously when a driver in a car makes an error that leads to an accident with a motorcycle, the consequences can be much greater. A small fender bender with a motorcycle can often mean a trip to the hospital or worse.

To find out the benefits a motorcycle safety course will have on your motorcycle insurance in NY, you can click this link: Hudson Valley Motorcycle Insurance. These links can help you save lives and money.

My Best Friend

In the summertime there is no doubt that my best friends are my golf clubs, but in the wintertime my best friend is my roof rake. OK, I'll explain. Here in New York we tend to get quite a bit of snow in January and February. The only thing worse than shoveling snow off your driveway and walk, is trying to figure out how to get it off your roof before it backs up under the gutters and into the eves of the house, causing widespread damage to your walls and ceilings.

A roof rake will let you get potentially harmful snow off your roof with ease, and they cost very little. Some insurance companies may even give a preventative safety discount on your NY homeowners insurance for them. I use my roof rake quite often this time of year. A good roof rake is about two feet wide and can usually extend out about twenty one feet. They won't damage shingles and they can prevent ice damming too.

5 More New Car Safety Features You'll Want To Get

Given that car safety is a predominant concern these days, let’s look at the rest of the of the top 10 auto safety features as highlighted by Edmunds.com. (By the way, if you don’t know Edmunds yet, check it out for smart objective tips for savvy consumers.)

Since you are more likely to be in a vehicle accident than almost any other kind of life-threatening situation, when you get a new vehicle, you might want to consider purchasing one that offers you additional safety features. The good news is that these new technologies not only might save your life, but some can also save you money. Just ask your Newburgh NY Insurance brokers.

RV Insurance Safety While Traveling

When traveling by RV, getting the most for your money is one of the most prevalent things RV'ers think about; because RV'ing is expensive. One of the best ways to save money on RV expenses is to make sure you are not paying too much for your RV insurance in NY. But saving money is not the only thing on the top of the minds of avid RV'ers.

Personal safety while traveling on the open road is also another top issue. I found an excellent piece on this issue at the following link Personal Safety While Traveling.

Surveillance Camera in Home Caught Burglar on Video

Check out this excellent blog post on home security. This is why insurance companies give lower NY homeowners insurance rates for security systems: 

Surveillance Camera in Home Caught Burglar on Video

Seniors and Safe Driving

Cars provide us with an amazing amount of independence, which most of us want to keep as long as we can.

Each year there are more seniors on the road. It is estimated that in 2020, the US will have over 54 million Americans over 65 years old, and many of them will be driving. It could be you or your spouse or your parents or grandparents.

How can we insure safety for one and all, given these statistics? The Senior Drivers Organization, a part of the AAA Safety Foundation, has excellent advice.

Be Prepared For Anything

The heart-wrenching pictures of the damage in the recent earthquakes in Haiti and Chile remind us that earthquakes can strike in unexpected places and unexpected moments. It’s never too early to protect your family and home from disaster.

Being prepared turned out to be a key factor in lessening the loss of life in Chile, despite one of the largest quakes in history at 8.8 on the Richter Scale. Their stricter building codes are complemented by public awareness and earthquake preparedness.