North East Hurricanes Are Real

It looks like this may be the year the insurance companies have been warning us about here in the northeast. So far three hurricanes have tracks that take them dangerously close to the North Atlantic shore line, one has already passed us without concern. However, it is better to be prepared, arm yourself with knowledge and take precaution. I found an excellent resource in the "Disaster Safety Organization", click their link for a complete hurricane related knowledge base. DisasterSafety.org

Remember to check your coverages with your New York homeowners insurance agent as soon as possible to avoid any potential loopholes or gaps in your insurance too.

Surveillance Camera in Home Caught Burglar on Video

Check out this excellent blog post on home security. This is why insurance companies give lower NY homeowners insurance rates for security systems: 

Surveillance Camera in Home Caught Burglar on Video

Survive A Car Accident

The longer you drive the better chance you will have an accident. This pertains to your everyday driving as well as your whole lifetime of driving. It's the law of large numbers and it's why your car insurance in New York costs more when you drive further to work. You will most likely not be able to go through your entire life without getting into a car accident. Now with that said, lets ensure you survive to tell the tale someday. Read these tips below to improve your odds:

Renting Your Home? 4 Reasons You Need Landlord Insurance

Are you thinking of renting out your home? If so, you may be assuming that your current homeowner insurance policy covers you—but it does not in many cases. What you need is a landlord policy.
While there are similarities, landlord insurance confers several important benefits. The coverage available varies greatly, so carefully evaluate your options before signing on the dotted line. Here are some of the kinds of things for which you may wish to buy protection from your Peekskill NY insurance provider:

10 Factors that Affect Your Auto Insurance Rates

Automobile insurance is one of those things that nearly everyone buys without understanding it well. How many factors can you list that influence the premiums that you pay for insuring your vehicles?

Here is a list of several factors that may be included in calculating your particular rates. Some of these may surprise you! Your local Middletown NY insurance agents can explain how these factors relate to your particular situation and needs.

In NY Insurance Is Related To Everything In Your Life

In NY insurance has a relation to everything in life. Lets take something simple like air conditioning for example.


If you owned a business with several employees or maybe more, and you did not provide the proper air conditioning on premises; do you think you would be able to obtain the proper insurances to stay in business? Well think about your NY workers compensation insurance for a minute. Depending on the type of business you own, you may not be able to obtain affordable workers compensation insurance from a standard insurance carrier. The reason being, the insurance companies do not want to insure a "claim waiting to happen" such as a NY workers compensation insurance for an employee suffering from heat stroke on the job.