If you owned a business with several employees or maybe more, and you did not provide the proper air conditioning on premises; do you think you would be able to obtain the proper insurances to stay in business? Well think about your NY workers compensation insurance for a minute. Depending on the type of business you own, you may not be able to obtain affordable workers compensation insurance from a standard insurance carrier. The reason being, the insurance companies do not want to insure a "claim waiting to happen" such as a NY workers compensation insurance for an employee suffering from heat stroke on the job.
Most insurance carriers also do not want to insure you if your business is non OSHA (Occupational Safety and Hazards Administration) compliant. Now that you understand the simple yet imminent relation between air conditioning and insurance, you can see that without air conditioning no insurance and without insurance no business, therefore no air conditioning.
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